An applicant in a probationary period is, as well as in short term or interim contracts, considered precarious. Landlords and agents will therefore look for ways to protect themselves against the risk of the tenant’s loss of income, which could result in deliquent payment of rent.
In this context, a large majority of the properties are covered by unpaid-rent insurance plans. Insurance companies then dictate their eligibility conditions, sometimes with criteria landlords themselves would not be allowed to set. Most insurance companies do not cover applicants in a probationary period.
If the property is not covered by an unpaid-rent insurance plan, landlords and agents will require a guarantor.
If the landlord subscribed an unpaid rent insurance plan, he cannot, by law, accept nor ask for a personal guarantor, unless the tenant is a student. In this case, the application will be approved or rejected by the rules set by the insurance company.